Welcome to Adot.com, center of the virtual universe™, now go om
LOOKING FOR WORK ?

TYPE YOUR OCCUPATION AND AREA INTO THE JOB BOX BELOW

Custom Search

 VIDEOS: Doctors & Nurses Speak 
Out For Single Payer Health

 CLICK HERE FOR MORE VIDEOS

DESERT SAND STORMS CAN BE HAZARDOUS TO TRAFFIC
ADOT'S SAFE DRIVING TIPS

  • Do not drive into a sand storm if you can safely avoid it.
  • Turn on your headlights. Slow down to a safe speed.
  • If visibility drops and you need to pull off the road, get as far right as possible. Turn off the car and headlights, and keep your foot OFF the brake pedal – other drivers may think your vehicle is moving and "follow you".

  • Arizona Auto Insurance Almanac

    ARIZONA AUTO INSURANCE INFORMATION
    THIS WEEK'S TOPIC: AUTO THEFT

    Auto theft is usually covered under the comprehensive section of your auto insurance policy. Coverage applies not only to the loss of the vehicle or parts of the car such as hubcaps and radios. Comprehensive coverage also pays for fire, intentional vandalism and weather-related damage including damage from hail, earthquakes, and flood. Rates for comprehensive are influenced by the strength of risk, i.e. the calculated chance that an insured vehicle will be stolen or damaged, and of course taking into account the car’s blue book value. The dollar amount of comprehensive claims have been increasing, because of the ever increasing price tag for new cars, the value of cars that are frequent targets and the cost of related bodywork, including replacing stolen components.

    Advice from Service Arizona MVD
    Drivers license name change?

    You are required by law to notify MVD of a name or address change within 10 days. MVD is required to verify your Social Security Number before your record can be updated, so you must first contact the Social Security Administration online or at 800-772-1213 for information on how to change your name on their records. After you change your name with the SSA, wait two days for their computer system to be updated. You should then visit an MVD office to present identification in both your new and previous names. This must be an original or certified copy (must be certified by the issuing agency) of one of the following: Marriage Certificate/License, Divorce Decree, Certificate of Citizenship/ Naturalization or a court order.


    CONSUMER TIPS ABOUT AUTOMOBILE INSURANCE

        When making an automobile insurance purchase, consumers should know that some policies may make a Household (or Family) Exclusion, which limits bodily injury liability to family members or other household residents who might be injured as a result of the negligence of another named insured. Arizona law permits insurance companies to enact this Exclusion which limits coverage to $15k per person and $30k per occurrence, despite the amount of liability coverage otherwise purchased under the policy. Consumers have the option of purchasing additional coverage to insure that their family members or other household residents are covered for bodily injury to the amount they need.
        Consumers should also be aware that some companies in determining eligibility may obtain and evaluate your credit history. The Consumer Guide To Understanding How Insurers Use Credit Information is provided by the Arizona Department Of Insurance. Most insurers will also check your "loss history" to see if you have filed claims for other losses in the past. They typically use reports provided by such companies as the so-called ChoicePoint which researches the insurance industry supported Comprehensive Loss Underwriting Exchange (C.L.U.E.) which compiles data provided by other member insurance companies. This data is not rigorously checked for validity and is sometimes in error. Consumers who believe that the information on their C.L.U.E. (or similar report) is erroneous can take steps to correct it by contacting
    ChoicePoint
    https://www.hometownquotes.com/

    .

    Green Car (125x125)

    Flight Specific Banner 120x240

    ---------
    Adot's favorite subject: 'Vatsyayana' - a combination of Dharma, Artha, and Kama ... These three goals, known as the trivarga, or three-fold aims, are to be attempted in this life, according to ancient Hindu thought. All three are fairly complex concepts, but to express them simply - Dharma is the path of right action in accordance with the Holy Writ, of righteousness, of ethical principles. Artha is the pursuit of economic interests, the accumulation of wealth and material goods. Kama is the conscious enjoyment of sensual pleasures. Man must practice all three; each at the appropriate time and in such a manner that they may harmonize. Though Dharma is recognized as being superior to Artha, and that in turn to Kama, Vatsyayana enjoins the practice of all three for happiness, a nice balance between spiritual, material and sensual objectives. from this: ancient website

    Day of Deals - Father & Son (160x600)

    ADOT ARIZONA: Highway Cameras -- Traffic Conditions 24/7 -- Traffic Times

    Adot Central

    Your hub for all things adotish.


    The June 2009 Adot - Spotlight is on:

    SINGLE PAYER HEALTH CARE
    A.D.O.T. American Doctors Operating Truthfully
    (links to Single Payer Action)

    June 14, 2009: Single Payer Action:
    "Dr. Nick Skala: Single Payer v. Public Option"

    Nick Skala was in a bit of shock. In early June, he was invited to speak before the Progressive Caucus of the House of Representatives about single payer health care. There are about 71 members of the House who belong to the Progressive Caucus — about a third of the Democratic Caucus. Skala is a true believer in single payer — having spent four years with Physicians for a National Health Program. So, yes of course, he would love to speak before the Progressive Caucus to explain why single payer was the only way to control costs and cover everyone. And that Obama’s public option was bound to fail. He sent his presentation ahead of time to Bill Goold, the executive director of the Progressive Caucus, and Darcy Burner, executive director of the American Progressive Caucus Foundation. Both were not pleased... (continued below)
    FROM PUBLIC CITZEN: SINGLE PAYER HEALTH CARE

  • 06/11/09 Public Pressure Helps End Silence on Single-Payer in Congress
  • 06/04/09 Two-thirds of US bankruptcies are medically related...
  • 05/28/09 Health Care Reform in the United States: Arguments for a Single Payer System
  • 05/16/09 Administrative Waste in the U.S.Health Care System
  • 05/15/09 Study Shows National Health Insurance Could Save $286 Billion on Health Care Paperwork
  • “Bill Gould emailed me after reading my testimony and materials I was going to present to tell me that they were not acceptable and that there could be no comparison between single payer and the public option with side by side comparison,” Skala told Single Payer Action. “Darcy Burner told me that they would construe talking about the public option — even comparing it to single payer — as an attack on the members of the Progressive Caucus.” “Now, I can’t see how honest discourse about whether or not a public option will work — especially when it comes from 16,000 doctors and the majority of nurses — as an attack on anybody who supports it. We see it as telling the truth.” Despite Goold’s and Burner’s objections, on June 4, Skala went ahead and made his presentation to the caucus. “During the presentation it was very nasty,” Skala said. “I got some very dirty looks from Darcy Burner. During the question period and once during the testimony, I was interrupted, told that the Progressive Caucus had taken a position on this issue and unless I had something positive to contribute, then there wasn’t really much point to answering my questions. At least one of my questions to the staff of the Chairman of the caucus was interrupted by the staff of the Congressional Progressive Caucus unfortunately.” And what exactly was Skala’s crime? He believes the public option being pushed by Obama and the Democrats will fail. “The public option preserves all the systemic deficiencies that we see in the current system,” Skala said. “It maintains a finance system that is based on private insurance and private insurers and their drive to fight claims, issue denials, screen out the sick and make a big profit generate tremendous administrative waste — 400 billion dollars a year.” “Now you can expand coverage by just raising taxes and paying insurers to cover people but that’s not a sustainable system,” Skala said. “But it won’t cover every body and it will fall apart quickly due to rising cost as we’ve seen in Massachusetts, Vermont, Oregon, Tennessee and Minnesota — state after state after state and it hasn’t worked.” “Now the definition of insanity is to repeat what has gone on in the past and expect a different result. Yet that’s what we’re doing with the public option. And as a representative of physicians in that capacity, and certainly the relationship I have with nurses and patients, I feel it’s my duty to be honest about the best policy research, the best literature, and the best experience that we have and that all indicates that the public option is going to fail.” ... Read the article.

    June 11, 2009: Common Dreams:
    "Conyers Rips Rangel, Waxman for Backing Off Single Payer"

    John Conyers (D-Michigan) was not happy last night with his colleagues Charles Rangel (D-New York) and Henry Waxman (D-California). Conyers is sponsor of the single payer bill (HR 676) in the House. The bill has 79 co-sponsors. Rangel and Waxman were co-sponsors last year. But they are not co-sponsors this year. Rangel, Waxman and George Miller (D-California) each chair committees that will be hearing health care reform proposals. Only Miller is cooperating with Conyers - remaining a co-sponsor of HR 676 and holding hearings. In fact, Miller's committee today held the first ever Congressional hearing on HR 676. Conyers spoke last night on Capitol Hill at a dinner in honor of outgoing Public Citizen President Joan Claybrook. "There are three committees that have been designated to work on (health care) on the House side," Conyers said. "[They are headed by] three dear buddies of mine - Charlie Rangel, Henry Waxman and George Miller. Guess what? All of them were on single payer (HR 676)." "Guess what? All of them got off except for George Miller of California. Not only did he not get off, he said - you want a hearing, you got a hearing." "It's one thing to go down in defeat, which I don't plan to do by the way," Conyers said. "But it's another thing to say - we don't want to hear the most popular bill. I've got 79 co-sponsors. Seventy-nine men and women saying - let's get this thing on. We've got 300 to 400 unions. We've had three polls. The American people have spoken." "And here I am in the most Democratically controlled legislature in my life. And they are saying - it's kind of too late because we have to get this thing through by the end of July. And we don't have time." "Hey look - I've worked on this too damn long to let anybody - I'm going to every Committee not just Miller's. Charlie Rangel - get ready for your pal to come to your Committee." "Henry Waxman, my brilliant friend, open up your door. And then if you want to try to pull something that's okay. But to tell me it's too late - I've got news for you. That means you really didn't know me all of these years." "We're going to have HR 676 heard in every committee of the House of Representatives or my name ain't John Conyers." "I don't mind losing a debate or losing the vote, but Jesus Christ don't tell me that my proposal is off the table before we start, without even a hearing," Conyers said. "What kind of a Democratic congress is this?" he asked. Conyers also gave the back of his hand to President Obama. "I've finally persuaded my favorite president in life to - not put single payer on the table - but to at least let me in the room," Conyers said. "That was a great complement I suppose." "How are you going to have a transformational health care program that has been vaunted and touted for so long if you take the most popular remedy for it off the table to begin the negotiations?" Conyers asked. "You won't get it." "The reason is elementary Dear Watson," Conyers said. "The corporate health care people, the insurance people don't want to leave the room. And they are not leaving the room. And as long as they are there, you are going to have some sad version of the same crap you were supposed to be fixing in the first place."

    June 10, 2009: Huffington Post:
    "Health Professionals Tell Congress They Want Single-Payer"

    At a long-awaited House subcommittee hearing on Wednesday, health care professionals made it clear that they believe a Single-Payer System to be the best and perhaps only workable option for health care reform. "Single-payer is the only reform that can control health care costs," said Walter Tsou, a University of Pennsylvania professor and an adviser to Physicians for a National Health Program. The last 50 years of government policy have protected insurance industry profits at the expense of taxpayers, doctors and hospitals, he said. "Our most famous radical document begins with the words, 'We the People.' Not 'We the Insurers,'" he said. "It is time for our own generation's revolution." Keywords: health insurance, John Conyers, care, reform, regulation, taxpayers, doctors, hospitals, National Health Program, single payer, coverage, profits, consumer rights, inusured, underinsured, insured, excluded

    FROM PUBLIC CITZEN: SINGLE PAYER HEALTH CARE

  • 06/11/09 Public Pressure Helps End Silence on Single-Payer in Congress
  • 06/04/09 Two-thirds of US bankruptcies are medically related...
  • 05/28/09 Health Care Reform in the United States: Arguments for a Single Payer System
  • 05/16/09 Administrative Waste in the U.S.Health Care System
  • 05/15/09 Study Shows National Health Insurance Could Save $286 Billion on Health Care Paperwork
  • WHAT ELSE IS ADOT?.. A dot, i.e. a singularity, a point in space and time. The little round black mark, like a period, that separates computer file names in a hierarchical or nested order. 'A.D.O.T.' is also an acronym for: the Arizona Department Of Transportation; the Alaska Department of Transportation; le Fédération des Associations pour le Don d'Organes et de Tissus Humains; a US military term: Active Duty Other Than Training; a couple technical terms: a Super Recording Automatic Digital Optical Tracker and Advanced Display Optimization Tools. Take your pick, this webpage has its hands full with its promise of being a hub for all things adotish. But this was not a task voluntarily chosen, oh no, greatness is sometimes thrust upon oneself, is it not? More definitions of a dot, a singularity: Wiki: "In mathematics, a singularity is in general a point at which a given mathematical object is not defined, or a point of an exceptional set where it fails to be well-behaved in some particular way, such as differentiability". Got that? Try this one: FreeDictionary: "the quality of being one of a kind; "that singularity distinguished him from all his companions" strangeness by virtue of being remarkable or unusual...?" Had enough? Here are more from google when we asked them to "define: a dot"


    this is the end of section one, and the begining of something else altogether not that much different

    CONSUMER TIPS ABOUT AUTOMOBILE INSURANCE

        When making an automobile insurance purchase, consumers should know that some policies may make a Household (or Family) Exclusion, which limits bodily injury liability to family members or other household residents who might be injured as a result of the negligence of another named insured. Arizona law permits insurance companies to enact this Exclusion which limits coverage to $15k per person and $30k per occurrence, despite the amount of liability coverage otherwise purchased under the policy. Consumers have the option of purchasing additional coverage to insure that their family members or other household residents are covered for bodily injury to the amount they need.
        Consumers should also be aware that some companies in determining eligibility may obtain and evaluate your credit history. The Consumer Guide To Understanding How Insurers Use Credit Information is provided by the Arizona Department Of Insurance. Most insurers will also check your "loss history" to see if you have filed claims for other losses in the past. They typically use reports provided by such companies as the so-called ChoicePoint which researches the insurance industry supported Comprehensive Loss Underwriting Exchange (C.L.U.E.) which compiles data provided by other member insurance companies. This data is not rigorously checked for validity and is sometimes in error. Consumers who believe that the information on their C.L.U.E. (or similar report) is erroneous can take steps to correct it by contacting
    ChoicePoint
    AUTO INSURANCE EXPENDITURES, BY STATE - courtesy the Insurance Information Institute

    The table on the following pages shows estimated average expenditures for private passenger automobile insurance by state for 2002 to 2006, providing approximate measures of the relative cost of automobile insurance to consumers in each state. To calculate average expenditures the National Association of Insurance Commissioners assumes that all insured vehicles carry liability coverage but not necessarily collision or comprehensive coverage. The average expenditure measures what consumers actually spend for insurance on each vehicle. It does not equal the sum of liability, collision and comprehensive expenditures because not all policyholders purchase all three coverages.

    Expenditures are affected by the coverages purchased as well as other factors. In states where the economy is healthy, people are more likely to purchase new cars. Since new car owners are more likely to purchase physical damage coverages, these states will have a higher average expenditure. The NAIC notes that urban population, traffic density and per capita income have a significant impact on premiums. The latest report shows that high premium states tend also to be highly urban, with higher wage and price levels and greater traffic density. Tort liability and other auto laws, labor costs, liability coverage requirements, theft rates and other factors can also affect auto insurance prices.

    AVERAGE EXPENDITURES FOR AUTO INSURANCE BY STATE, 2005-2006

     

    2006      

    2005  

     

    State

    Liability

    Collision 

    Compre-
    hensive

    Average expenditure

    Rank (1)

    Average expenditure

    Rank (1)

    Average expenditure   percent change  2005-2006
    Alabama$367$318$135$68435$679370.7%
    Alaska5963811589551196811-1.3
    Arizona5073102319131492914-1.7
    Arkansas3872911616843469434-1.4
    California (2)48337611884316842190.2
    Colorado4532811887852382921-5.3
    Connecticut621335125981109939-1.2
    Delaware7062981111,02481,0288-0.3
    D.C.6104452611,16411,1871-2.0
    Florida7522871131,06951,06460.5
    Georgia42437216978822785240.4
    Hawaii54230911785315846180.8
    Idaho3392321255774858548-1.4
    Illinois4102961187402774328-0.4
    Indiana3612531116314365841-4.0
    Iowa2821991635365055550-3.6
    Kansas3002351985794758947-1.7
    Kentucky4842661327392875126-1.5
    Louisiana6603862091,09431,07851.5
    Maine3622701066344264442-1.6
    Maryland56432614694912948120.1
    Massachusetts6703271271,04261,1134-6.4
    Michigan4944151589251393113-0.6
    Minnesota4462241737532579223-4.9
    Mississippi43029416574626746270.0
    Missouri3792621466733668536-1.8
    Montana3992411976613768635-3.7
    Nebraska3272131895844661944-5.7
    Nevada6513441421,0069985102.1
    New Hampshire43530010979321792220.2
    New Jersey7473781601,15221,1852-2.8
    New Mexico45729216573729731300.8
    New York7303311531,08341,1253-3.7
    North Carolina3422511215964460246-1.0
    North Dakota2551962385305155551-4.4
    Ohio3822521046543967039-2.3
    Oklahoma3842711696593867838-2.9
    Oregon4832261037263073829-1.7
    Pennsylvania4993091258321885017-2.1
    Rhode Island6953771251,03871,0627-2.2
    South Carolina47125514975624754250.3
    South Dakota2962002025544956649-2.2
    Tennessee3632931236544065940-0.8
    Texas4543491758202085716-4.3
    Utah4242661207023170731-0.7
    Vermont3612981296873270032-1.8
    Virginia3952641186853370033-2.1
    Washington5432601278391784220-0.3
    West Virginia5102971808271985915-3.7
    Wisconsin3312041235904561545-4.1
    Wyoming3342612166394164043-0.2
    United States$489$308$140$817$831-1.7%
    (1) Ranked by average expenditure.
    (2) Preliminary.

    Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.

    Source: © 2008 National Association of Insurance Commissioners.